credit

Universal Words noun, verb noun buy now-pay later 1 [U] an arrangement that you make, with a shop/store for example, to pay later for sth you buy: to get / refuse credit * We bought the dishwasher on credit. * to give / offer interest-free credit (= allow sb to pay later, without any extra charge) * a credit agreement * credit facilities / terms * Your credit limit is now ｣2000. * He's a bad credit risk (= he is unlikely to pay the money later). compareHIREPURCHASE money borrowed 2 [U,C] money that you borrow from a bank; a LOAN: The bank refused further credit to the company. 3 [U] the status of being trusted to pay back money to sb who lends it to you: Her credit isn't good anywhere now. money in bank 4 [U] if you or your bank account are in credit, there is money in the account: You have a credit balance of ｣250. 5 [C,U] a sum of money paid into a bank account; a record of the payment: a credit of ｣50 * You'll be paid by direct credit into your bank account. compareDEBIT money back 6 [C,U] (technical) a payment that sb has a right to for a particular reason: a tax credit praise 7 [U] ~ (for sth) praise or approval because you are responsible for sth good that has happened: He's a player who rarely seems to get the credit he deserves. * I can't take all the credit for the show's success-it was a team effort. * We did all the work and she gets all the credit! * Credit will be given in the exam for good spelling and grammar. * At least give him credit for trying (= praise him because he tried, even if he did not succeed). * His courage brought great credit to his regiment. compareBLAME, DISCREDIT 8 [sing.] ~ to sb/sth a person or a thing whose qualities or achievements are praised and who therefore earns respect for sb/sth else: She is a credit to the school. * Your children are a great credit to you. on movie / tv programme 9 [C,usually pl.] the act of mentioning sb who worked on a project such as a film/movie or a television programme: She was given a programme credit for her work on the costumes for the play. * The credits (= the list of all the people involved) seemed to last almost as long as the film! unit of study 10 [C] a unit of study at a college or university (in the US, also at a school); the fact of having successfully completed a unit of study: My math class is worth three credits. IDIOMS do sb credit